First Steps to Take Immediately After a Hail Storm

Amazing! First Steps to Take Immediately After a Hail Storm

Information about First Steps to Take Immediately After a Hail Storm

Phil Puccio

Watching hail hit your precious home can be overwhelming and devastating. Many homeowners are often unsure about the first steps and lose themselves right after a storm when it comes to serious home repairs. It’s important to know that acting quickly is one of the best things you can do to make sure your property is properly protected. Here are some of the best steps to take immediately after a hailstorm.

Emergency repair

Seeing the damage done to your home can be a complete shock at first; However, to protect your home from further damage, you should first cover any damage to the roof or windows with tarpaulin. This prevents further leaks in rain or wind and also prevents further damage to the exterior. We always recommend that you consult a professional for this in order to avoid dangers such as climbing roofs or injuries from broken glass. A reputable roofing company often also offers these services free of charge – and they are trained to recognize damage that is not easy to see at first glance.

Document what caused your roof damage

It is best to call in a professional to document and photograph damage that occurred during the storm. A roofer takes tons of photos, often between 30 and 100, to help you file a proper claim with your insurance company. You will also document photos with the time and date. This will help back up your case that the storm occurred on a specific day.

Also, write down any relevant details supported by local weather service reports. These are the kinds of things that make it hard for insurance to disprove. In fact, it gives them a reason to quote more accurate prices when you include them in your claim. It can also be a good idea to check with your neighbors to see if their homes have been damaged. Again, this will further support your claim if you decide to file one.

Check what roof damage your insurance policy covers

Not all home insurance is created equal. What damage does yours cover in a storm? You may have to dig a little further to find out. Unfortunately, insurance coverage is not the same as a maintenance plan. Maybe you need a new roof without suffering a catastrophic event. Quality shingles will last 15-20 years or more, so there is a pretty good chance you will suffer some damage at some point. Whether it is sufficient to justify a complete roof replacement – or even to justify a complaint – depends on the situation.

Most importantly, neglecting roof maintenance can result in zero coverage even if a disaster strikes. This way, insurance companies avoid the cost of repairs. If you’ve ignored cracked, corrugated shingles, missing soffits, damaged underlays, or rusting gutters, insurance could say poor maintenance is putting your roof at risk. In this situation, too, hiring a professional company can help, as the professionals can weigh the damage to other houses in your neighborhood.

Work with a professional expert to come up with a quote

Before filing your insurance claim for repair, it is of the utmost importance that you check with a reputable roofing company so that you actually know what the cost of repairing any damage will be. Some insurance companies in the past have undercut consumers by allocating just enough funds to replace your roof with poor quality materials. Submitting a cost estimate can speed up the claims process by avoiding unreasonable restrictions.

After a major storm, your area may be teeming with amateur roofing companies – or worse, scammers. Make sure you are working with a reputable company. Do your research. Check out the local BBB. Look for reviews online. It is always important to do your due diligence. In Texas, many people don’t realize that a license is not required to complete rooftop projects. As a result, there are all kinds of unreliable roofing companies out there who may be trying to make quick money out of your situation.

Consider filing an insurance claim for repairs

The cost of a full roof replacement could exceed $ 20,000, but not all roof repairs are that expensive. A small $ 3,000 partial replacement or patch job might not be worth making a claim. There are some considerations:

  • What is your deductible
  • What is the total cost of the repair
  • Whether you have already made claims

In theory, you should be able to make a claim if your home needs repairs while it is covered by your policy. However, it is important not to overstate the claims as this may give your insurer red flags. Worse, your claims history is stored in a national database and new insurance companies may refuse to accept you or charge you a defaulted rate. Experts often suggest paying out-of-pocket for repairs until they hit $ 5,000.

Call the roof and window professionals

You can also minimize your risks and significantly increase your chances when filing an insurance claim for a roof repair by contacting Rebuild Texas Roofing and Windows for your emergency repairs and an initial damage assessment. We specialize in storm damage reports, roof and window emergency repairs and are very familiar with claims processing for insurance companies. We also have our own appraiser in house who can fight to ensure that you get what you rightly deserve. Contact us today at 888-314-5091 or schedule a viewing by clicking here. We are BBB A + rated and have thousands of reviews from satisfied homeowners around here.

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